HOW IT WORKS


In order to receive a cash advance, you must meet the following requirements.  Please read through them thoroughly. 

Cash4Checks RESERVES THE RIGHT TO MAKE ANY CHANGES WITH NO PRIOR NOTICE.

  1. You must have a regular job with a scheduled pay day.

  2. You must have direct deposit. Direct deposit is required for on-line advances.

  3. Your job needs to be salaried and not commission. We are unable to provide advances to those who are self employed, independent contractors, or those who are employed by a temporary employment agency.

  4. You must have had a checking account opened for at least THREE (3) months.

  5. You must be an employee for at least THREE (3) months at your present job.

  6. You must have a working home phone number.

  7. You must be in good standing with your bank. More than TWO (2) bad check charges on your last statement will disqualify you.

  8. A Current Drivers License or I.D. is required.



REQUIRED DOCUMENTATION

  • Your TWO (2) most recent pay stubs.
  • Your most recent bank statement (no more than 30 days old).
  • United States issued Identification.
  • Most recent phone bill -- paid or not. First page only.
  • A voided check.

Before proceeding, make sure that you have read and understand the Disclosure and Additional Terms and Agreement.

NOTE: Retired persons may substitute verification of their monthly benefits in place of pay stubs.

After submitting your your application, please fax the required paperwork toll free at (800) 482-8884

If your application is received before 3:30PM on Monday-Thursday, your funds will be deposited into your account by the next business day.  If it is received after 3:30pm, it will be treated as received on the next business day and therefore will not be deposited until 2 business days later.  If your application is received after 3:30PM on Friday or on Saturday or Sunday, it will be treated as being received on Monday.

PROCEED TO PAYDAY ADVANCE APPLICATION